How mainland Chinese immigrants are transforming Vancouver

English: This is currently the Vancouver Schoo...
English: This is currently the Vancouver School of Theology in the Vancouver campus of UBC in Canada. It was formerly known as the "United Church of Canada: Union College of B.C." This stone building was initially constructed in 1927 and additions to its wings were made in the 1930s. It is located at 6000 Iona Drive in Vancouver, BC, Canada. (Photo credit: Wikipedia)
Ian Young in Vancouver

Life is good for Wei Fuqiang and Chen Qianhong.
Sitting on their 10-metre cruiser in Vancouver's exclusive Coal Harbour marina, the married mechanical engineers recount an unlikely trajectory from wartime China, to Tsinghua University at the height of the Cultural Revolution, to elite careers building particle accelerators in Europe at a time when few of their countrymen were even allowed to leave China.
Little about this remarkable couple is typical - yet as mainlanders they now typify a vast wave of immigration that is rapidly transforming Vancouver.
Wei, 70, and Chen, 68, retired to the west Canadian city from their most recent home, Switzerland, in 2010. Chen said: "They are very different, Europe and Canada. Canada has opened its arms to all people. It's very multicultural. But in Europe, they are always pushing you, they try to integrate you into their culture.
"In Canada, they respect your background, you feel you are the padrone," she said, lapsing into Italian for "master of the house". "You are not anymore a guest. This is really your home."
The scale and impact of the mainland Chinese influx to Vancouver was laid bare this month in a report for Canada's immigration department, titled "A New Residential Order?"
Author Daniel Hiebert, a social geographer with the University of British Columbia (UBC), projected how mainland migration would fuel the creation of "a social geography entirely new to Canada". Ethnic Chinese numbers in the city of 2.2 million were set to double to 800,000 by 2031, about a quarter of the projected total population, with the city increasingly divided into racial enclaves, and white residents becoming a minority group.
In Richmond, a city of 200,000 in greater Vancouver, mainland Chinese migration has already helped create what is probably the first majority-Chinese city outside Asia.
The mainland Chinese wave has fuelled a property boom that makes Vancouver the second least affordable city in the world - behind only Hong Kong.
There have also been major social shifts, with families divided between a wife and children in Vancouver and a husband working in China. The phenomenon of returnees and part-time residents means thousands of houses and flats are vacant.
Hiebert said there had been relatively little focus on the issue, given the scale of the city's unfolding Chinese transformation. "Are we fully reflective on these changes? No, I don't think we are," he said "But I think Canadians, more maybe than anyone else, have decided to trust the government and immigration policy to decide immigration issues. In Vancouver, we have come to a consensus that a global cosmopolitan society is what we are going to be."
There are both similarities and contrasts to the pre-handover wave of Hong Kong migration to Vancouver in the 1980s and 1990s, Hiebert said.
According to immigration data, mainland Chinese arrivals in Vancouver outstripped those from Hong Kong by 7,872 to 286 in 2012. But even this 27-to-one disparity does not adequately portray the scale of the demographic shift that is taking place, because while the mainlander population is soaring in Vancouver, the number of Hong Kong immigrants actually present in the city has been falling sharply.
Mainlander numbers in Vancouver increased 88 per cent to 137,245 between 1996 and 2006, according to the most recent full census data. But Hong Kong immigrants present in the city fell 12 per cent, to 75,780, with nearly all of those losses occurring in the latter five years.
Although 18,890 new Hong Kong immigrants arrived in Vancouver in the decade to 2006, the fall in the number of such immigrants present in the city suggests that 29,325 left Vancouver in the same period. Overall, Hongkongers seem to be leaving Vancouver by the thousands, just as mainlanders are arriving by the tens of thousands.
Real estate agent Julia Lau was part of the Hong Kong wave who stayed, and she now estimates that 80 per cent of her buyers are mainlanders. "I've been a real estate agent for eight years. In the beginning we had a lot of buyers from Hong Kong and Taiwan, but I think maybe they all went home. Now, they are all from [mainland] China," said Lau, at an open house for a home in the Oakridge neighbourhood, where potential buyers whispered in Putonghua as they inspected the luxury fittings.
Canada does not keep records on foreign ownership, but a Landcor Data analysis of all 164 homes sold for more than C$3 million (HK$23 million) in Vancouver's core Westside neighbourhood in 2010 showed that 74 per cent were sold to buyers whose names were mainland Chinese spelling variants and who did not have any Western legal name.
At C$3.58 million, Lau considered the new 4,458 sq ft home she was showing on a nondescript suburban street to be "quite affordable". "Right now, a lot of mainland buyers just want brand new homes or they want land so they can build … Usually, in Shaughnessy, or South Granville, or Point Grey, a house like this will be four or five million," said Lau, reeling off suburbs favoured by Chinese buyers. Lau sold a string of homes worth eight figures to mainland buyers last year.
With the benchmark price for a detached home on the Westside now more than C$2 million, why would a mainlander choose Vancouver? "They like the fresh air, it's a very beautiful environment, and the education system for their children," said Lau, of Homeland Realty. "Lots of buyers, the wife and children will stay in Vancouver, but the husband will still live and work in China."
That common scenario reflects the difference between Hong Kong and mainland government attitudes towards Canadian citizenship.
David Ley, author of the book Millionaire Migrants about modern East Asian migration patterns, said China's prohibition on dual citizenship made it less attractive for a mainland Chinese migrant than for a Hongkonger to go "all the way" and seek Canadian citizenship, a process he termed "passport insurance".
"For a mainland Chinese, if they want to go back to China with a Canadian passport, they are at a disadvantage, unlike people from Hong Kong who are able to hold both [Canadian citizenship and Hong Kong permanent residency]," Ley said. "The stakes are much higher. If they ... get a Canadian passport then they are taking a much bigger risk."
Anecdotal evidence suggests mainland Chinese wives commonly stay in Vancouver to provide a citizenship toehold for their absentee husbands.
Ley, also of UBC, added: "Around 2000 there was an almost complete transition in migration, switching to the PRC instead of Hong Kong and Taiwan. In other words, everyone [from Hong Kong or Taiwan] who wanted a passport got one."
Another key difference between the Hong Kong and mainland Chinese waves is their potential scale and duration. "We know for sure there is very deep wealth in the mainland, whose holders want to diversify. [A recent study suggests] that 20 per cent of those very rich wanted to come to Canada," Ley said. "We are talking about a substantial body of wealth that won't run out in the way that Hong Kong [migration] did. Over the years we are looking at an ongoing presence, depending on a variety of factors."
Mainlanders outnumbered Hongkongers in Vancouver some time between the 1996 and 2001 censuses. In that period there were 85,756 mainland arrivals to the city. But that only reflected the speed with which Canada's immigration authorities could process their applications. There is a vast backlog.
When asked whether she saw any downside to the mainland Chinese influx, real estate agent Lau agreed that local first-home buyers were struggling. But she added: "I see a lot of people here who bought in West Vancouver a long time ago. They can sell for a lot of money and move somewhere else. It's very good for them."
Hiebert said that when the Globe and Mail newspaper used the alarmist term "white flight" to describe what was happening in Vancouver's suburbs "they got hammered for it". "I'd use a different term to white flight," Hiebert said with a laugh. "I'd call it 'cashing in'."
There have been some tensions, in addition to grumbling about property prices. In Richmond, where the proliferation of Chinese-only business signage has upset some long-time residents, the city council was presented with a 1,000-name petition demanding an English component to all signage. "It [Chinese-only signage] has got progressively more noticeable," said Richmond resident Kerry Starchuk, who helped organise the petition. Richmond's council rejected the petition's demands.
Back in Coal Harbour, Wei said he saw no problem with the influx of his countrymen. "I'm happy if they come. These are not low-level people, they are very high-level in China, they are very educated."
After almost 30 years in Europe, Wei, one of nine children, said he once hoped to retire in China. "I wanted to come back. In China we have many friends, many relatives, and the food is good too. With our money, China would be very comfortable."
Chen shook her head: "He is crazy! Not many would agree with him." Chen wants to apply for Canadian citizenship - "Chinese should involve themselves more in the community," she said - although her husband, reluctant to give up Chinese citizenship, does not.
They agree, however, that their new city was the right choice. With their son, daughter-in-law and three-year-old granddaughter living nearby, Vancouver is their home. "Now, this is perfect," said Wei, waving an arm over the marina. "I never want to have regrets."

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Canadian Investor Groups Ready and Eager to Drive Economic Growth through the new Start-Up Visa

English: Diagram of venture capital fund struc...
English: Diagram of venture capital fund structure for Venture capital (Photo credit: Wikipedia)

The new start-up visa will link innovative entrepreneurs with private sector organizations in Canada that have experience working with start-ups and can provide entrepreneurs with essential resources. As a way to help these in-demand entrepreneurs fulfil their potential and maximize their impact on the Canadian labour market, they will require the support of a Canadian angel investor group or venture capital fund before they can apply for a start-up visa.
Citizenship and Immigration Canada (CIC) worked with industry umbrella groups, namely Canada’s Venture Capital and Private Equity Association (CVCA) and the National Angel Capital Organization (NACO), to identify eligible private sector organizations to partner in this program.
The umbrella organizations relied on specific criteria to determine which of their members are eligible to participate in the Start-Up Visa Program.
To receive designation to participate in the Start-Up Visa Program, a venture capital (VC) fund had to be a full member in good standing of the CVCA. VC funds that met this criterion and manage over $40 million in capital were automatically eligible to participate. VC funds that manage less than $40 million had to apply to the CVCA to participate in the Start-Up Visa Program. A number of factors were considered, including referrals from current CVCA members and interviews that the CVCA conducted with the limited partners of the fund.
Angel investor groups seeking to participate in the Start-Up Visa Program applied to NACO, of which they had to be a member in good standing. They were then assessed according to a number of criteria which included the level of deal flow in the past year, evidence of a thorough due diligence process, and evidence that all members of the group are accredited investors.
Immigrant entrepreneurs will require investment commitments from a venture capital fund or an angel investor group in order to apply for permanent resident status through the Start-Up Visa Program. An applicant must secure a minimum investment of $200,000 if the investment comes from a designated Canadian venture capital fund or a minimum investment of $75,000 if the investment comes from a designated Canadian angel investor group. Applicants will also need to meet general program requirements, such as language proficiency and academic experience.
The following is a list of the venture capital funds and angel investor groups that will participate in the Start-Up Visa Program:

Venture Capital Funds

Angel Investor Groups


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Top employers for Canadians over 40 for 2013

English: Tour CIBC in Montreal.
English: Tour CIBC in Montreal. (Photo credit: Wikipedia)

Special to The Globe and Mail

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Canada to spend $10M to woo foreign students.

University of British Columbia
University of British Columbia (Photo credit: Wikipedia)

 
 
The Canadian government is hoping to corner the market on foreign students by making a significant investment into Canada's education brand.
The recently tabled federal budget directs $10 million over the next two years to the effort - a large increase from the funding it set aside for marketing education from 2007 to 2012, when it budgeted $1 million each year.
Efforts will focus on strengthening the "Imagine Education au/in Canada" brand, a program that aims to promote the high quality of a Canadian education to international students.
Foreign Affairs spokesman John Babcock said the extra funding is a "very positive signal," and that the federal government will continue cooperating with the provinces to strengthen the international education strategy.
Canada is already a top destination for foreign students. According to the budget, some 239,000 students in 2010 contributed $8 billion to the economy, making them a rich vein for colleges and universities to tap.
The University of British Columbia, for instance, has almost 4,000 students from 120 different countries. Foreign students' tuition is, on average, five times higher than what Canadian students pay.
"It's a lot more than about economics," said UBC president Stephen Toope. "They really bring a richness to the educational experience that all Canadian students benefit from."
Jennifer Humphries, vice-president of membership, public policy and communications for the Canadian Bureau for International Education, said the Canadian education strategy to attract these students has several facets.
"The brand is all the things Canada does," said Humphries, adding that immigration regulations, tourism campaigns, the schools themselves and even the Vancouver Winter Olympics are all a part of the marketing effort.
"I still think, and the government seems to agree with us, there needs to be more investment and more work on establishing a brand, because we aren't where we need to be," she said.
The budget also included $13 million for Mitacs Globalink, a Vancouver-based program that matches international research students with schools.
"We're unique in being able to make sure that students are being put into labs that will be really interesting to them," said Arvind Gupta, CEO of Mitacs Globalink. "They know that when they come to us that we will have a good project for them."
The Imagine Education campaign has only been around a short time, so it remains to be seen how it affects recruitment.


Read more:http://www.ottawacitizen.com/Canada+spend+foreign+students/8172021/story.html#ixzz2Pt7CD9NA

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Helping Immigrants Integrate and Succeed

The Centre Block on Parliament Hill, containin...
The Centre Block on Parliament Hill, containing the houses of the Canadian parliament (Photo credit: Wikipedia)

Vancouver, April 2, 2013 — A new, more comprehensive guide and a new web tool to help newcomers settle and integrate in Canada were unveiled today by Citizenship, Immigration and Multiculturalism Minister Jason Kenney.
CIC’s new flagship publication, Welcome to Canada, is intended to be the official handbook to assist immigrants in preparing to come to Canada and to help them navigate their way during their first months in Canada.
“Our Government is committed to ensuring newcomers to Canada integrate and succeed in the Canadian economy and society as soon as possible,” said Minister Kenney, speaking at the MOSAIC settlement service centre. “The new edition of Welcome to Canada shows our commitment to helping the citizens of tomorrow experience a smoother transition into their new community and into the Canadian workforce.”
Twice as long as the previous edition, the new guide’s content has been built on the foundation of academic research, in consultation with several federal partners and experts in the field of integration, and has been reviewed by new immigrants. The guide features practical information on many different topics including how to access language classes, basic information about Canada’s education system, laws and the justice system, the labour market and much more.
For the first time, the Welcome to Canada guide includes examples of immigrants to Canada who have successfully integrated. The guide was enriched by advice and anecdotes from Nick Noorani, himself an immigrant and an expert who specializes in immigrant integration and career outcomes.
“It is a huge honor and privilege for me to have had a chance to work on this publication,” said Mr. Noorani. “Canada has given me more than I could ever have dreamed of and through my experiences I can help future immigrants succeed in Canada and this guide is a big part of that.”
This is the first time the Welcome to Canada guide has been revamped since it was first introduced in 1997.  Like ourDiscover Canada citizenship study guide, Welcome to Canada is available in PDF or E-book format at cic.gc.ca/publications.
In addition, following the resounding success of the Come to Canada Wizard, the online immigration assessment and application tool, Minister Kenney today launched another interactive tool, this time intended for newcomers who have recently arrived in Canada.
The Living in Canada Tool produces a semi-customized settlement plan filled with tips, next steps, and useful links based on user responses to the initial questionnaire. Users can also find local immigrant-serving organizations with the integrated Find Services map, and can bring with them their customized settlement plan for additional, personalized support.
“To help newcomers integrate, the Government has tripled settlement funding since 2005-06 and remains committed to ensuring the distribution of settlement funding is fair, that immigrants receive the same level of service, regardless of where they choose to settle,” said Minister Kenney. “The new Living in Canada web tool helps newcomers find and access language and settlement services quickly upon arrival.”
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Average Monthly Living Expenses in Canada

Red Ensign (pre-1965 Canadian flag)
Red Ensign (pre-1965 Canadian flag) (Photo credit: Lone Primate)

Communications
  • Telephones - You can buy your own telephone, or rent one from the telephone company. Major home phone companies are: Rogers, Bell, Shaw,Telus and Primus
  • Average Cost of Telephone (Monthly): $20 - $40 plus long distance charges.
  • Cellular phones - Many Canadians have a cellular (cell), or mobile, phone instead of or in addition to a land-line. You will need to purchase a phone and pay for the monthly phone service. Major cell phone retailers are: Rogers, Bell, Fido, Telus, Virgin Mobile, Windmobile, Mobilicity, Publicmobile,  Solo and Koodo.
  • Average Cost of Cell Phone (Monthly): $40 + Cost Initial Cost of Phone
  • Cable or satellite television - you may need to purchase cable or satellite service. There is a monthly fee for such service, and it usually varies depending on the provider, the scope of the package and the options you choose.
  • Average Cost of Cable (Monthly): $25 - $50
  • Internet - Many Canadians subscribe to an Internet service, which allows them to surf the web or send emails from their home computer. You can purchase Internet service from most cable or telephone companies.
  • Average Cost of Internet (Monthly): $20 - $60

About Canada's Health Care

One of the most important things you need to do as soon as you arrive in Canada is to apply for a health insurance card. All members of your family, even newborn babies, must have their own card. You can get an application form from the provincial ministry of health office, any doctor's office, a hospital or a pharmacy.
To apply for a health card, you will need your birth certificate or Confirmation of immigration status in Canada (IMM 5292) and passport. Your Permanent Resident card may also be presented. In most provinces, you will receive coverage as soon as you apply.
Health-care services covered by medicare include:
  • examination and treatment by family doctors;
  • many types of surgery;
  • most treatment by specialists;
  • hospital care;
  • X-rays;
  • many laboratory tests; and
  • most immunizations.
Health-care services not covered by medicare, and for which you will have to pay, include:
  • ambulance services;
  • prescription drugs;
  • dental care; and
  • glasses and contact lenses.

Medical Expenses

Canadian residents enjoy a healthcare system that is publicly funded. Many health services are paid for from taxes and are free to all residents of Canada who hold a provincial health card.
However, not all medical expenses are covered. Depending on the province in which you live, you may have to pay for services such as:
  • Dental care
  • Eye examinations and prescription eye wear
  • Treatment provided by psychologists, chiropractors, physiotherapists, massage therapists, acupuncturists, dietitians and naturopaths
  • Cosmetic or elective surgery

Taxes in Canada

Canadians enjoy many government-funded benefits, such as healthcare, education systems, interconnecting highways, clean drinking water and sanitation systems. Canadians pay a variety of taxes to the federal and provincial governments to support these benefits.
Each year, you determine your final tax obligation. On the return, you list your income and deductions, calculate federal and provincial or territorial tax, and determine if you have a balance of tax owing for the year, or whether you are entitled to a refund of some or all of the tax that was deducted from your income during the year.

Sales Taxes

When you purchase an item or a service one or more types of tax may be added:
  • Goods and Services Tax (GST) - A 5% federal tax applies to most goods and services sold in Canada.
  • Provincial Sales Tax (PST) - With the exception of Alberta, the provinces also tax many new and used items (but not services). The rate varies by province.
  • Harmonized Sales Tax (HST) - In Nova Scotia, New Brunswick, and Newfoundland and Labrador, the GST and PST are combined into a single tax - the HST. The HST is 13% (5% GST plus 8% PST) and is added to the cost of the goods or services for the final total price.
Provincial/Territorial tax rates (combined chart)*
Provinces/TerritoriesRate(s)
Newfoundland and Labrador7.7% on the first $31,061 of taxable income, + 12.8% on the next $31,060, + 15.5% on the amount over $62,121
Prince Edward Island9.8% on the first $31,984 of taxable income, + 13.8% on the next $31,985, + 16.7% on the amount over $63,969
Nova Scotia8.79% on the first $29,590 of taxable income, + 14.95% on the next $29,590, + 16.67% on the next $33,820 + 17.5% on the amount over $93,000
New Brunswick10.12% on the first $35,707 of taxable income, + 15.48% on the next $35,708, + 16.8% on the next $44,690, + 17.95% on the amount over $116,105
QuebecContact Revenu Québec
Ontario6.05% on the first $36,848 of taxable income, + 9.15% on the next $36,850, + 11.16% on the amount over $73,698
Manitoba10.8% on the first $31,000 of taxable income, + 12.75% on the next $36,000, + 17.4% on the amount over $67,000
Saskatchewan11% on the first $40,113 of taxable income, + 13% on the next $74,497, + 15% on the amount over $114,610
Alberta10% of taxable income
British Columbia5.06% on the first $35,716 of taxable income, + 7.7% on the next $35,717, + 10.5% on the next $10,581, + 12.29% on the next $17,574, + 14.7% on the amount over $99,588
Yukon7.04% on the first $38,832 of taxable income, + 9.68% on the next $38,832, + 11.44% on the next $48,600, + 12.76% on the amount over $126,264
Northwest Territories5.9% on the first $36,885 of taxable income, + 8.6% on the next $36,887, + 12.2% on the next $46,164, + 14.05% on the amount over $119,936
Nunavut4% on the first $38,832 of taxable income, + 7% on the next $38,832, + 9% on the next $48,600, + 11.5% on the amount over $126,264
Source: http://www.cra.gc.ca as of September 18, 2009

Pay Deductions

The following deductions are standard for all employees in Canada. The deductions are automatically taken out from your paycheck before you receive your pay.
  • Income taxes
  • Canada Pension Plan or Quebec Pension Plan
  • Employment Insurance
  • Union dues - if you belong to a union
  • Contributions to a retirement or pension plan
  • Any other necessary or agreed upon deductions between you and your employer
The above deduction could reduce your pay by as much as 25% to 35% of your total income.

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Expenses in Canada

English: Pie chart of the area of provinces an...
English: Pie chart of the area of provinces and territories of Canada. (Photo credit: Wikipedia)

When you move to Canada, your expenses may be different from those you are used to. Canada is a very large country, and costs can vary significantly depending on where you live. When you move to Canada, it's helpful to know a little about the money that you'll be using when you get there.
Coins come in six denominations. Each is a distinct size, shape and color for easy identification.
  • penny = 1¢
  • nickel = 5¢
  • dime = 10¢
  • quarter = 25¢
  • dollar = $1.00 (known as the "loonie")
  • two dollar = $2.00 (known as the "toonie")
Paper money is all the same size, but each bill is different in color.
  • $5 - blue
  • $10 - purple
  • $20 - green
  • $50 - red
  • $100 - brown
It's a good idea to exchange some of your money into Canadian currency before you leave your home country, so that you have cash on hand for small purchases as soon as you arrive. Once you're here, there are several ways to exchange your money for Canadian currency.

Housing
You've arrived in Canada. One of the most important tasks ahead of you is finding a place to live. This is likely to be one of your biggest expenses.
Many people rent their home for their first few years in Canada, which usually costs less than buying a home.

Average Cost of a house in Canada and Renting in Canada
Avg. Cost of House*Avg. Monthly Rent for 2 Bedroom**
British Columbia$ 461,931$ 1,045
Alberta$ 346,955$ 884
Saskatchewan$ 234,655$ 613
Manitoba$ 204,465$ 709
Ontario$ 325,364$ 931
Quebec$ 228,184$ 738
New Brunswick$ 160,400$ 637
Prince Edward Island$ 148,885$ 642
Nova Scotia$ 203,725$ 799
Newfoundland and Labrador$ 211,844$ 651
Yukon$ 281,420$ 556
Northwest Territories$ 331,696$ 1,365
Source: June 2009 The Canadian Real Estate Association
** Source: Study in Canada

Utilities
You will need to set aside money in your budget to cover these essential services.
  • Heat - most homes in Canada are heated by natural gas, oil or electricity.
  • Electricity - your home will also require electricity to power lights, electronic equipment, appliances and air conditioning units.
  • Water - if you live in or near a city, the municipality will charge a fee for providing water and sewage services.
Average Cost of Living in Canada
Utilities (Monthly)$20 - $100
Phone (Monthly)$20 - $40
Cell Phone (Monthly)$40
Cable (Monthly)$25 - $50
Internet (Monthly)$40
Groceries(1-2 Person Monthly)$200-$300
Transportation (One way)$2.75
Fast Food Meal (1 Person)$4 - $6
Average Restaurant Meal (1 Person)$10 - $25
Gas$1.15 - $1.50 / Liter
Entertainment (Movie)$11.50 - $13
*** Source: Study in Canada

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