Ranks of foreign workers growing: StatsCan 2006

The number of foreign workers admitted to Canada on a temporary basis more than doubled in a 10-year period, census data shows.
Similar growth in temporary worker programs was seen in many industrialized countries, Statistics Canada said Tuesday. .
More than 112,000 foreign-born nationals were working in Canada on census day in 2006, according to census figures. That number was 118 per cent higher that the figure from the 1996 census. About 94,000 were working full-time.
Many of these workers were admitted under the Temporary Foreign Worker Program, which is designed to help employers address labour shortages in Canada. The program restricts non-permanent resident workers to a specific job or location as a condition of entry.
There are a variety of programs that allow foreign-born nationals to come to Canada to work. Some programs bring in skilled workers, while some target unskilled workers. Other programs allow some non-resident students to work for up to six months while on an exchange program..
A minority of non-permanent residents — mainly refugee claimants — are granted work permits that allow them to accept almost any job with no restrictions.
"The increase in the number non-permanent residents working in Canada may be a result of increased labour market requirements during the economic expansion which ended in the latter part of 2008," Statistics Canada said.

Diverse lot

Who are these foreign-born non-resident workers? Statistics Canada's analysis of the 2006 census data shows they are diverse, depending on the program that brought them to Canada.
While many came from developing parts of the world, including South East Asia, Latin America and South Asia, many others came from high-GDP areas like the United States and western Europe.
Women made up 40 per cent of all non-resident workers, most often working as caregivers or domestics — many from the Philippines.
Men who hailed from Mexico, Central America and the Caribbean were more often employed in agriculture. In Leamington, Ont. — the greenhouse capital of Canada — non-resident foreign nationals account for 9.1 per cent of the town's full-time labour force.
Non-resident workers from high-GDP economies like the United States and western Europe were more likely to be working as university professors, post-secondary teaching and research assistants, computer programmers and senior managers.
The census analysis notes that non-permanent residents account for less than one per cent of the total full-time workforce in Canada. In some occupations, however, they represent a much bigger share.
For instance, more than 20 per cent of all full-time nannies or parents' helpers in Canada in 2006 were non-permanent residents. More than 13 per cent of post-secondary teaching and research assistants were non-residents — many also going to school in Canada, too. Nine per cent of farm labourers, eight per cent of nursery workers and six per cent of all physicists and astronomers working in Canada were also non-permanent residents.

Not to compete

Generally speaking, non-resident workers are not supposed to compete with permanent residents for jobs. Employers are often required to obtain a federal certificate stating that no qualified Canadians are available to do the work.
Still, the presence of non-resident employment programs in times of higher unemployment has attracted some criticism over the years, even though employers like them and some international treaties like NAFTA sometimes oblige Canada to admit non-resident workers.
On Monday, the federal government cancelled a program that makes it easier for foreign workers to fill vacant technology jobs in Canada — especially in software development.
Federal officials say the shortage of highly skilled technology workers in the late 1990s no longer exists. Employers will now have to show that no suitable Canadian is available to do a job before a foreign national can be brought in.


Expenses in Canada: Taxes and other expenses.

Taxes in Canada

Canadians enjoy many government-funded benefits, such as healthcare, education systems, interconnecting highways, clean drinking water and sanitation systems. Canadians pay a variety of taxes to the federal and provincial governments to support these benefits.
Each year, you determine your final tax obligation. On the return, you list your income and deductions, calculate federal and provincial or territorial tax, and determine if you have a balance of tax owing for the year, or whether you are entitled to a refund of some or all of the tax that was deducted from your income during the year.

Sales Taxes

When you purchase an item or a service one or more types of tax may be added:
  • Goods and Services Tax (GST) - A 5% federal tax applies to most goods and services sold in Canada.
  • Provincial Sales Tax (PST) - With the exception of Alberta, the provinces also tax many new and used items (but not services). The rate varies by province.
  • Harmonized Sales Tax (HST) - In Nova Scotia, New Brunswick, and Newfoundland and Labrador, the GST and PST are combined into a single tax - the HST. The HST is 13% (5% GST plus 8% PST) and is added to the cost of the goods or services for the final total price.
Provincial/Territorial tax rates (combined chart)*
Provinces/TerritoriesRate(s)
Newfoundland and Labrador7.7% on the first $31,061 of taxable income, + 12.8% on the next $31,060, + 15.5% on the amount over $62,121
Prince Edward Island9.8% on the first $31,984 of taxable income, + 13.8% on the next $31,985, + 16.7% on the amount over $63,969
Nova Scotia8.79% on the first $29,590 of taxable income, + 14.95% on the next $29,590, + 16.67% on the next $33,820 + 17.5% on the amount over $93,000
New Brunswick10.12% on the first $35,707 of taxable income, + 15.48% on the next $35,708, + 16.8% on the next $44,690, + 17.95% on the amount over $116,105
QuebecContact Revenu Québec
Ontario6.05% on the first $36,848 of taxable income, + 9.15% on the next $36,850, + 11.16% on the amount over $73,698
Manitoba10.8% on the first $31,000 of taxable income, + 12.75% on the next $36,000, + 17.4% on the amount over $67,000
Saskatchewan11% on the first $40,113 of taxable income, + 13% on the next $74,497, + 15% on the amount over $114,610
Alberta10% of taxable income
British Columbia5.06% on the first $35,716 of taxable income, + 7.7% on the next $35,717, + 10.5% on the next $10,581, + 12.29% on the next $17,574, + 14.7% on the amount over $99,588
Yukon7.04% on the first $38,832 of taxable income, + 9.68% on the next $38,832, + 11.44% on the next $48,600, + 12.76% on the amount over $126,264
Northwest Territories5.9% on the first $36,885 of taxable income, + 8.6% on the next $36,887, + 12.2% on the next $46,164, + 14.05% on the amount over $119,936
Nunavut4% on the first $38,832 of taxable income, + 7% on the next $38,832, + 9% on the next $48,600, + 11.5% on the amount over $126,264
Source: http://www.cra.gc.ca as of September 18, 2009

Pay Deductions

The following deductions are standard for all employees in Canada. The deductions are automatically taken out from your paycheck before you receive your pay.
  • Income taxes
  • Canada Pension Plan or Quebec Pension Plan
  • Employment Insurance
  • Union dues - if you belong to a union
  • Contributions to a retirement or pension plan
  • Any other necessary or agreed upon deductions between you and your employer
The above deduction could reduce your pay by as much as 25% to 35% of your total income.

Transportation

If you plan to live in a city and will not have a car, budget for public transportation. Public transportation in Canada is reliable and safe, and is reasonably priced.
If you will be buying a motor vehicle, budget for gasoline, maintenance, and repairs and automobile insurance, along with the cost of the vehicle.

Insurance

Canadians purchase a number of different types of insurance. Some are required by law and some are purchased to provide financial security. Common types are:
  • Automobile insurance (required to drive a vehicle)
  • Property insurance (to protect your home and your belongings from theft or damage)
  • Medical insurance (addition provincial health coverage)
  • Life insurance (to protect your family if anything should happen to you)
  • Creditor's insurance (to cover outstanding debts if you are unable to work)

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