Top 10 Financial Steps you need to take upon arrival

A credit card, the biggest beneficiary of the ...
A credit card, the biggest beneficiary of the Marquette Bank decision (Photo credit: Wikipedia)


1. Get a Social Insurance Number

Obtaining a Social Insurance Number (SIN) is the first step you need to take in order to navigate the Canadian system. You will need this nine-digit number to open a bank account, apply for health insurance, get employed and access certain services. On the Service Canada website (www.servicecanada.gc.ca) you can find instructions on how to apply for a SIN.

2. Open a bank account

Opening a bank account at a local bank will allow you to better manage your finances and avoid significant transfer fees from your accounts back home. Pick a bank close to your home or work for convenience, and, when you apply, it is a good idea to set up online banking as well. You can open chequing and savings accounts on the spot and walk away with a debit card. For credit accounts, you will need to wait up to a month.

3. Get a credit card

Credit is an essential part of a person’s financial trajectory in Canada. You will need a good credit history to get a loan or a mortgage, and sometimes even to rent a home or obtain a job. Getting a credit card in Canada requires either a previous credit history or a deposit that will protect the lender in case you fail to pay your bill. This is also known as a secured credit card. A credit card may also come with incentives such as air miles or travel rewards.

4. File a tax return

You can file for a tax return in Canada and access certain tax benefits such as the Canada Child Tax Benefit even without having a Canadian job history.

5. Apply for health insurance

You should apply for health insurance for you and your family as soon as you arrive. Depending on your province, you may have to pay a monthly premium. You can find the application forms at immigrant settlement agencies, doctor’s offices, hospitals and pharmacies. In Ontario, British Columbia, Quebec and New Brunswick, you will have to wait three months before you can access the provincial health insurance plan. During those three months, it is highly recommended to purchase private health insurance.

6. Assess your monthly expenses

While exploring your city, take a tour of the popular supermarkets and get an idea of the prices for basic items. Visit different cell phone and internet providers and compare plans and special offers. Do not be afraid to ask for additional explanations and never let yourself be pressured into signing any contracts before you are ready.

7. Make a budget

Once you’ve found a home and arranged for transportation, draw up a weekly or monthly budget. Even if you are usually a careful spender, do not underestimate the stress of setting up a new life and the myriad of things you will have to learn. A budget will help you keep an eye on where your money is going and give you a sense of control.

8. Access free and low-cost goods and services

While it is tempting to start your new life exclusively with shiny new items, it is not always financially sensible. Visit free classifieds websites such as Craigslist.org and Kijiji.ca to check out free or low-cost items. Immigrant settlement organizations can direct you to places where you could access donations of furniture and appliances. In large buildings, renters who move out often place ads to sell their furniture cheaply. Garage sales are a national pastime in Canada. Library cards are free and allow you to borrow DVDs and save on entertainment. Everywhere you look, there are opportunities to cut down costs; you just need to take advantage of them.

9. Shop smart

Get into the habit of shopping smart as soon as possible. Use coupons, avoid customer traps such as extended warranties, apply for discount cards at the major stores and resist the lure of special offers on items you don’t really need. Give a chance to smaller businesses such as neighbourhood produce stores or butcher shops, because they sometimes have better prices.

10. Shake off bad financial habits

Often , newcomers experience a state of excitement similar to that of tourists on holiday. While it is fine to enjoy your first weeks in Canada, the reality is that you are not on holiday, so avoid spending like you are. A new start is the best opportunity to develop good financial habits and get rid of bad ones. Whether you never keep track of your loose change or hate sticking to a budget, now’s the time to start fresh and control your finances better.

Source: http://www.prepareforcanada.com/Financial-First-Steps/Top-10-Financial-Steps-you-need-to-take-upon-arrival.html

Enhanced by Zemanta

Mining the benefits of internationalization

Announcement at VIU of BC International Educat...
Announcement at VIU of BC International Education Strategy (Photo credit: Vancouver Island University)
Abu Kamara Issue No:253


International education is increasingly becoming a priority for governments around the world. As a result, most are implementing aggressive international student-friendly immigration policies to stay competitive in a pugnacious global international education market.

In a recent report, the Advisory Panel on Canada’s International Education, a government-backed initiative, identified international education as an important factor in Canada’s future prosperity. More than simply an international education strategy, the report represents the first time the Canadian government has invested significant resources in the development of a comprehensive, cross-sector and cross-province international education strategy.

In addition to highlighting the role of the federal government in the development of Canada’s international education capabilities, such as establishing an international education promotion initiative and increasing the number of study permits issued to international students, the report identifies provincial governments and the private sector as important actors in Canada’s bid for a bigger piece of the global international education market. For example, the report notes that the province of Ontario established the Ontario Trillium Scholarship programme in 2010, which provides $20 million in scholarship funding to doctoral international students.

Besides the contributions of provinces and territories, the report names private sector job opportunities and internships for international students as crucial for Canada’s overall internationalisation efforts. In all, the report identifies cross-sector, public/private partnerships as important for accessing important resources that could be leveraged to help Canada recruit, develop, support, and integrate international students.

International growth machines

In many ways, the sort of cross-sector, public/private partnerships identified in the report – those that encourage gatekeepers from the private sector, government and university to work together in the internationalisation of Canada – can be described as 'internationalisation growth machines'. This is primarily because the behaviours of the elites that comprise such partnerships are mainly motivated by growth and a general belief in the necessity and benefits of internationalisation.

Such informal partnerships among local university, business and government leaders deploy narratives that identify internationalisation as a growth mechanism that could be employed for addressing Canada’s demographic challenges, and for meeting its need for skilled human capital in an expanding global knowledge economy.

Some local leaders in Canada are already forming internationalisation growth machines as a way of overcoming local demographic and economic challenges. For instance, in Halifax, Nova Scotia, local university leaders are working with local businesses and government leaders to integrate international graduates into the local labour market.

Serving as the incubator of such partnerships, the greater Halifax partnership, a local economic development organisation that is jointly funded by three levels of government and the business sector, has initiated several projects that aim to unite local gatekeepers from the university, business and government sectors on mutually beneficial projects. The most recent example of a greater Halifax cross-sector internationalisation measure is the international student connector programme.

The programme leverages resources from universities, business and local government to connect international student graduates to local employment possibilities. The introduction of the international student connector programme should come as no surprise, given that a 2009 Nova Scotia government report noted that international students contributed over US$173 million to the local economy.

Local internationalisation growth machines, informal partnerships between university, government and the private sector leaders, like those encouraged by the greater Halifax partnership, seem to represent creative local solutions to demographic and economic challenges.

The benefits of international students

While not the main focus of internationalisation growth machine elites, the growth discourses they produce and deploy to generate support for various internationalisation initiatives – discourses such as those that highlight the economic and ‘creative’ contributions of international students in Canada – may prove to be powerful counter-narratives against discourses that ‘pathologise’ international students, overemphasising their weaknesses while only minimally acknowledging or even completely ignoring their strengths and contributions.

As the competition for skilled human capital increases, as demographic challenges become more pronounced, as the global demand for higher education increases, and as the amount of resources required for building and maintaining international education-related infrastructures expand, internationalisation growth machines will likely become more common.

As this happens, the information flow between sector leaders will likely improve and this will eventually lead to a narrowing of the remaining gaps among sector leaders. Two university-level initiatives in Canada that point at a growing willingness by university leaders to reach out to the private sector and government leaders include, respectively, the establishment of university industry liaison offices, and the creation of specific university positions to strengthen government and community engagement.

In the midst of federal government education funding cutbacks, which is increasing global competition for skilled human capital, internationalisation growth machines seem for some local leaders to represent a creative way of accessing resources that could help them address local challenges and stay competitive in the international education market.

In so doing, they may just be ushering in the future of international education, a future that will most likely be dominated by super internationalisation growth machines, taking the model to an international level. However, regulating these will not be easy.

Abu Kamara is a PhD candidate at Dalhousie University in Halifax, Nova Scotia in Canada, with interests in internationalisation, international students, intercultural education and identity politics.
Disclaimer
All reader responses posted on this site are those of the reader ONLY and NOT those of University World News or Higher Education Web Publishing, their associated trademarks, websites and services. University World News or Higher Education Web Publishing does not necessarily endorse, support, sanction, encourage, verify or agree with any comments, opinions or statements or other content provided by readers.

Source: http://www.universityworldnews.com/article.php?story=2013010303370316

Enhanced by Zemanta

Legal Tips for Canadian Immigrants with a Criminal Record

English: RCMP officer and truck
English: RCMP officer and truck (Photo credit: Wikipedia)


Are you a Canadian immigrant who currently has a criminal record? Were you hoping to travel outside of the country, only to find that you may have difficulty doing so as a result of your past?
Having a criminal record can change your life and hold you back from many opportunities. It can affect your career, where you live and where you travel. What many people may not be aware of is that they do have the opportunity to apply for a criminal pardon. By obtaining your Canadian pardon your criminal record is legally sealed, allowing to get your life back on track.

Obtaining a Criminal Pardon
Candidates must meet specific criteria to be eligible for a pardon. In almost all cases, it is necessary to wait at least three years—and up to five—to file your application with the Canadian police.

Though the steps to obtaining a pardon are relatively straightforward, it is strongly recommended that you work with a dedicated attorney who specializes in criminal pardons, or, a trusted third party entity that is accredited by the RCMP CCRTIS program, to ensure you have access to expert insights and information.

This can be a nerve-wracking time, but by staying in frequent contact with your pardons partner, you will be able to stay updated on all the details of your case as they happen.

If your pardon is approved, then you will be able to have your records sealed from the public. In some cases, they may even be erased completely. Note that you can also apply for a Purge and File Destruction request, which will have the police destroy any evidence of your arrest, court hearings, and anything else that could indicate a criminal past. Otherwise, even with a pardon on your record, you could still run into trouble down the road at customs agencies in other countries or even with potential employers.


Enhanced by Zemanta

Work in Saskatchewan in 2013.

English: Saskatchewan Province within Canada. ...
English: Saskatchewan Province within Canada. Español: Provincia de Saskatchewan en Canadá. (Photo credit: Wikipedia)
Nexus Canada is pleased to announce the following jobs opportunities in Saskatchewan in 2013.

 Positions available:

- 140 food counter attendants
- 10 industrial painters/sandblaster
- 10 spray foam insulator
- 20 sloped clay roofers   
- 5 siding installers
- 3 asphalt plant operators
- 2 base foremen
- 2 autobody technicians (Panel Beaters)
- 7 truck drivers 
- 5 servers
- 50 welders  
- 25 iron workers
- 25 millwrights
- 25 pipefitters 
- 3 cooks   
- 3 bakers
- 3 flat roofers 
- 6 room cleaners 

Please fill out our online assessment and  send us your resume in our website at www.nexuscanadaimmigration.com or click Here.


Enhanced by Zemanta

Landing Procedures FAQ

Permanent Resident Card (2002-2007)
Permanent Resident Card (2002-2007) (Photo credit: Wikipedia)


When should I land following the issue of my Permanent Resident visa? You must arrive within 12 months of having undergone your medical examinations. The expiry date will appear on your Permanent Resident visa.

Can I have the expiration date of my Canadian Permanent Resident visa extended?
You cannot extend the validity of an expired Permanent Resident visa, nor can you obtain a replacement with new validity date. If you did not use your visas, you must reapply. You must pay new application processing fee. If you have already paid a Right of Permanent Residence Fee, you do not need to pay it again.
What happens when I arrive in Canada?
When you arrive, you must present your Immigrant Visa to a Canadian customs or immigration officer at your first port of entry. The visa officer will perform the check of the information on the Immigrant Visa and Record of Landing (IMM 1000); check passport and other identity documents to confirm that each name is correctly spelled; verify that you intend to establish permanent residence in Canada; ensure that you have sufficient financial resources. If there are no difficulties, the officer will authorize your admission to Canada as a permanent resident.
Must I land at or near the location I indicated as my intended destination on my application form?
You may land at any port of entry of your discretion across Canada. However, if your stated intended destination was not within Quebec, landing in that province without a Certificat du Selection Quebec may be denied. According to the Canadian immigration law Quebec possesses its own selection criteria. Therefore, if you have not passed assessment under Quebec selection and attempt to land in Quebec, you may experience delays in the landing procedure, or refusal to perform the landing procedure in the absence of a Certificat du Selection Quebec.
What should I arrive with when I land in Canada?
You must have a valid passport and Canadian Permanent Resident Visa. It might be helpful to have an inventory of all belongings that you intend to bring in after landing, and copies of all the documents you submitted with your application. It's also a good idea to have evidence of your settlement funds.
When must my accompanying dependents land?Accompanying dependents cannot land before the principal applicant has landed. The accompanying dependents should land with the principal applicant or after the principal applicant, but in either case prior to the expiry date indicated on their Canadian Permanent Resident Visas.

Source: https://sites.google.com/site/newcanadianimmigrants/landing-procedures-faq?goback=%2Egde_1638837_member_198733518

Enhanced by Zemanta

For Non-Canadians - Travel and Work in Canada

English: Lower Consolation Lake in Banff Natio...
English: Lower Consolation Lake in Banff National Park in Alberta, Canada. Deutsch: Lower Consolation Lake im Banff Nationalpark, Alberta Français : Lac Consolation dans le Parc national Banff en Alberta (Canada). (Photo credit: Wikipedia)


Make your dream of travelling and working abroad a reality! International Experience Canada gives you the information and resources you need to travel and work in Canada for up to one year.
You’ve always dreamed of spending a year living and working in Canada. Maybe you want to work at a ski resort in Banff... gain valuable work experience in the financial district in downtown Toronto... or do an internship entirely in French in Quebec City.
International Experience Canada (IEC) manages Canada’s youth mobility arrangements and agreements with different countries around the world. These arrangements and agreements make it easier for you to obtain a work permit to travel and work in Canada for up to one year.
Work permits under IEC are available to young people aged 18-35* who are from one of the countries that have a bilateral reciprocal youth mobility arrangement or agreement with Canada. Consult the list below for participating countries to see if your country of origin has a bilateral reciprocal youth mobility arrangement or agreement with Canada. Click on the name of your country to be redirected to the corresponding Embassy of Canada website for specific application details.
Can’t find your country in the list? Connect with one of these recognized organizations for other travel and work opportunities in Canada.
Over the age of 35?* Contact Citizenship and Immigration Canada for information on other work permit options.
Country
Territory
Working
Holiday
Young
Professionals
International
Coop
AustraliaYesYesYes
AustriaNoYesYes
BelgiumYesNoNo
ChileYesYesYes
Costa RicaYesYesYes
CroatiaYesYesYes
Czech RepublicYesYesYes
DenmarkYesNoNo
EstoniaYesYesYes
FranceYesYesYes
GermanyYesYesYes
Hong KongYesNoNo
IrelandYesNoNo
ItalyYesNoNo
JapanYesNoNo
Korea, Rep.YesNoNo
LatviaYesYesYes
LithuaniaYesYesYes
MexicoYesYesYes
NetherlandsYesYesNo
New ZealandYesNoNo
NorwayYesYesYes
PolandYesYesYes
SlovakiaYesYesYes
SloveniaYesYesYes
SpainYesYesYes
SwedenYesYesYes
SwitzerlandNoYesYes
TaiwanYesYesYes
UkraineYesYesYes
United KingdomYesNoNo
Are you a Canadian citizen looking to travel and work abroad for up to one year? Find out more about international travel and work abroad options for Canadian citizens.
In some countries the age limit is 18-29, or 30

Enhanced by Zemanta

Cutting Red Tape for Skilled Immigrants: Minister Kenney Introduces New Bridging Open Work Permit


OTTAWA, ONTARIO--(Marketwire - Dec. 20, 2012) - The new Bridging Open Work Permit enables certain economic class applicants to maintain their status and continue working in Canada while they wait for a final decision on their permanent residence application, Minister of Citizenship, Immigration and Multiculturalism Jason Kenney announced.
"We are making our immigration system faster and more flexible, and cutting red tape for the skilled immigrants Canada's economy needs to grow and thrive," said Minister Jason Kenney. "The new open work permit provides those who are transitioning to permanent residency with better opportunities to integrate into Canada's labour market to the benefit of our economy and all Canadians."
The bridging work permit is available immediately and is valid for one year from the date of issuance. Qualifying foreign nationals currently in Canada, who have submitted an application for permanent residence under the Federal Skilled Worker Program (FSWP), Canadian Experience Class (CEC), Provincial Nominee Program (PNP) or the Federal Skilled Trades Program (FSTP) may be considered for an open work permit if their current work permit is about to expire.
Previously, applicants who were awaiting a decision on their permanent residence application could find their temporary work permits expiring before their application was processed. As a result, these individuals would no longer have been authorized to work in Canada unless their employer applied for and received a Labour Market Opinion from Human Resources and Skills Development Canada (HRSDC) and the applicant then applied for an extension of status.
Open work permits are already available for other in-Canada immigration streams, such as live-in caregivers, spouses or common-law partners. This improvement will result in consistent treatment for other applicants already in Canada.
"We are preventing unnecessary disruption in the lives of the newcomers who are already contributing and successfully integrating into the Canadian economy," said Minister Kenney. "Improvements to our immigration system like this will help Canada attract the best and brightest from around the world - the skilled immigrants we need to fill our skilled labour shortages."
Follow us on Twitter at www.twitter.com/CitImmCanada
Building a stronger Canada: Citizenship and Immigration Canada (CIC) strengthens Canada's economic, social and cultural prosperity, helping ensure Canadian safety and security while managing one of the largest and most generous immigration programs in the world.

Youth and language proficiency new must-haves for would-be immigrants




 Stephanie Levitz, The Canadian Press 1

OTTAWA – The points system used to decide who can immigrate to Canada is getting a makeover.
The new judging criteria for the federal skilled worker program will award more points to younger immigrants and changes the way the government looks at work experience and education.

Immigration Minister Jason Kenney unveiled the new system on Wednesday after first introducing a plan for it in the government’s March budget.The way points are allocated for language ability will also change.
“For too long, too many immigrants to Canada have experienced underemployment and unemployment, and this has been detrimental to these newcomers and to the Canadian economy,” Kenney said.
“Our transformational changes to the (skilled worker program) will help ensure that skilled newcomers are able to contribute their skills fully to the economy as soon as possible. This is good for newcomers, good for the economy, and good for all Canadians.”
The government had stopped accepting new applications under the skilled worker program in July in advance of rejigging the system.
That followed a decision in the March budget to wipe out the existing backlog in the program by returning thousands of applications.
The program is expected to re-open in May when the new changes will take effect.

he points system sees would-be immigrants graded on a scale of 100, with points awarded for language ability, age, education, work experience and adaptability to Canada.There will also be a cap on the number of applications being accepted, though that number has not yet been released.
The pass mark is 67 and that won’t change under the new system.
What is being amended is the way the points are allocated and also how language and education credentials are assessed.
For example, the maximum number of points awarded under the age category was 10 and that was given to anyone between the ages of 21 to 49.
Under the new system, the maximum number of points awarded for age is 12, with 18 to 35 year olds eligible under that category.
When it comes to language, the new system mandates a minimum level of language proficiency and adjusts the number of points allocated accordingly to favour those with a strong command of either English or French.
But being bilingual will have less weight, with the ability to speak a second official language given fewer points.
An analysis of the program changes published in August for public consultation said research has suggested that there’s no evidence indicating speaking a second official language has any bearing on positive economic outcomes for applicants.
Applicants will also have to pass a language proficiency test.
Under the education component, applicants will now have their credentials assessed ahead of time to see how they compare to the Canadian system and then points will be allocated to match.
Meanwhile, the number of points allocated for work experience will be reduced.
“Foreign work experience is largely discounted by Canadian employers when the immigrant first enters the Canadian labour market, and it is a weak predictor of economic success,” the analysis said.
“These changes will reflect the relative value Canadian employers place on foreign work experience, and redirect points to language and age factors, which are better indicators of success in the Canadian labour market.”
The overhaul of the points system is part of a three-pronged review of the skilled worker program carried out by the government over the last two years.
The other two elements are the introduction of a new immigration stream for skilled trades and changes to the Canada Experience Class, which allows people already working or studying in Canada to get permanent residency sooner.
All three are expected to generate some $90 million in increased revenue to Canadian businesses from a system that better meets their needs, the analysis said.

Resources for Immigrants in Manitoba


Government Portals

Immigration and Multiculturalism (employers)Recognizing the vital role employers play in the province’s labour market-driven immigration strategy, Manitoba Immigration and Multiculturalism assists employers with recruitment and retention of skilled immigrant workers.
Manitoba.caThe official Manitoba government website has a portal for businesses, including a section on human resources for employers with information about hiring employees, as well as employment laws and regulations.

Community Resources

ContactManitoba’s community resource site allows you to search for community services by keyword or use the advanced search to search by subject and sub index (such as immigrants and support services) and region.
Manitoba Immigration Info MapThis interactive map provides information about services for recent immigrants, including employment and education. You can select a region and a category to find services nearby.
Settlement Roadmap – ManitobaA searchable database of immigrant services (including settlement, languages and employment) in each province.

Leave us a message

Check our online courses now

Check our online courses now
Click Here now!!!!

Subscribe to our newsletter

Vcita